RILA Decreases
Important dates for New Business

Registered Index-Linked Annuity Decreases – Effective December 7, 2025

Cash with Application/Wire

In order to receive the higher rate:

• Paper applications must be signed by Saturday, December 6. Please note that paperwork and funds must be received by MassMutual Ascend within eight calendar days of the application sign date.
• Electronic applications must be submitted by Saturday, December 6. Paperwork and funds must be received by MassMutual Ascend within eight calendar days of the date the application was submitted to your back office.

Transfers and Rollovers

In order to receive the higher rate:

• Paper applications must be signed by Saturday, December 6 and received by MassMutual Ascend within eight calendar days of the application signed date.
• Electronic applications must be submitted by Saturday, December 6 and received by MassMutual Ascend within eight calendar days of the date the application was submitted to your back office.
• Depending on when MassMutual Ascend received funds, the rates for 1-year and 2-year strategies can be locked in using methods that are different from the methods used to lock in 3-year and 6-year strategies. Please refer to the product prospectus for more information and detailed examples.

Please refer to the table below for guidance on when funds must be received in order to receive the higher rate: